A Site Players Would Rather Shun
I am not one to be reminded of the importance of saving for retirement. To me, it's a nag-fest, similar to being reminded to eat your vegetables.
Fidelity Investments has made planning easier -- but no less painful -- with some very cool investment tools. (If this seems a back-handed compliment, it is.) Personally, I was just thrilled to hear I am $3 million off the mark in my planning so far. For what it's worth, the program could have told me I was $10 million off. I believe my chance of hitting that mark is about as likely as the Pope's membership at Temple Beth Sinai.
Honestly, for a generation that shuns delayed gratification, it's a bit difficult to swallow the bitter pill of socking money away for one's dotage. I have every reason to believe I'm not the only misguided grasshopper who'd rather play while the ant meets with his financial advisor.
I'd prefer to see Fidelity provide real life cases of spenders like me. Or, in the spirit of "come on now, let's be serious," I'd like to hear from someone who actually acheived her financial goals through a mutual fund. (I'll bet that's only part of a solid financial plan.)
